Winter weather warning for businesses

Companies have been warned to protect their business premises from extreme winter weather or face a fortune in repair bills.

Dave Williams, said the colder months were likely to cause real problems for local businesses, both in terms of damage and in lost trade.

“The icy blast predicted for the next couple of weeks reminds us all that winter can be a tough time for local businesses, and it’s clear that company owners need to protect their premises from the very worst the weather can bring.”

Mr Williams said in bad weather, companies were responsible for keeping pavements, car parks and private land clear of ice and snow. “If an employee or a member of staff was to slip in icy conditions, the business could find itself being sued or prosecuted under health and safety legislation.

“So to prepare for the threat of snow and ice, businesses need to make sure they are properly insured in accordance with the very latest guidelines, and that their cover is completely up-to-date.”

Mr Williams said business owners should also consider taking steps to improve the energy efficiency of their company building.

“Look at reducing heat loss by sealing gaps around doors and windows, covering water heaters with the recommended insulation, insulating exterior walls and loft spaces, and fitting draft excluders underneath external doors. This should ideally have been done prior to winter arriving, but it’s never too late to introduce measures to limit the possible damage that could be caused by low temperatures.

“Your heating system will also have to work harder than ever in sub-zero temperatures which could uncover underlying problems you didn’t know about – get your boiler serviced and any repairs dealt with as soon as possible.

“Pipes are often the first thing to be affected by the cold weather and you need to protect them by insulating external pipes and those in unheated internal areas such as basements and attics. If your pipes do freeze, turn the water off at the stop tap and check where the pipe has burst – then open the affected tap so the water can flow through it as it melts to avoid flooding your premises.

“But sometimes the best preparation still isn’t enough, so make sure you have the right insurance in place – both buildings and contents cover – to ensure you’re protected no matter what happens.”

  Dave Williams

Categories:

  • Business Insurance

    Our Business Insurance Products contain a series of packages providing essential cover aimed at small to medium sized business...

    INSTANT QUOTE » MORE »

  • Personal Insurance

    Personal insurance covers a number of services. Whether it be cover for your household, buildings and contents, car or personal assets

    MORE »

  • Health & Safety

    Health and Safety and insurance are inseparable. All insurance policies contain a condition that organisation must comply with ALL legal...

    MORE »