There’s a chill in the air…

I have a confession to make – whisper it quietly, but yes, I’ve put the central heating on!

Autumn TreesThe distinct chill in the air, the falling leaves, and the longer nights all point to the definite start of Autumn, and I couldn’t wait any longer!

So now we have the season of mists and mellow fruitfulness, and the perfect opportunity to snuggle up on the sofa for cosy family nights in. But sadly, the darker evenings create the perfect circumstances for would-be burglars to ply their trade too.

This is the time of year when the highest rate of insurance claims for burglaries occur – in fact, the rate of claims is 10% higher than in the Spring according to new research. So during one of your warm and comfortable nights in front of the fire, why not take the time to check that your household insurance is up-to-date? As the darker nights roll in, I’ll certainly be checking the security measures we have in place at home, in order to deter opportunistic thieves.

Things such as timers on the lights so that they come on when we’re not at home, installing an alarm system, fitting robust locks on doors and windows, keeping items of value out of sight – every small point can help to keep your family and your home safely protected. And not only that, but I’ll be reviewing the all-important paperwork too when it comes to my household insurance cover.

Did you know that on average, annual buildings and contents insurance is available for around £132? Now when you look at that figure, it’s not a huge amount to pay to ensure you have complete peace of mind is it?

At Henshalls, we can help you to find the cover that’s right for your individual needs, and often you can get an unlimited amount of contents cover which is very convenient in today’s world of gadgets and hi-tech appliances. It’s vital though that you have sufficient cover to allow for the value of all your belongings – choosing a cheaper premium may well restrict the amount of cover you actually have.

So don’t just batten down the hatches against the cold wind and rain outside, use the Autumn evenings to help make your winter months safer. And if you’re anything like me, you’ll be cranking that heating thermostat up another notch or two – mmm, pass the hot chocolate and marshmallows please! Only 70 sleeps til Christmas!

Sally

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